Pre Paid Funeral

Our Prepaid Funeral Plans at Rich-Gray Funerals

Rich-Gray Funerals are an Introducer Authorised Representative of Open Prepaid Funerals who offer fair, clear and transparent funeral plans. Learn more.

Prepaid Funeral plans are now regulated by the FCA (Financial Conduct Authority) and as such have very strict and stringent rules around their sale which are designed to protect you the consumer. We have chosen to become an Introducer Appointed Representative (IAR) of Open Prepaid Funerals who are regulated by the FCA as a plan provider Registered No: 962403 and who will handle all the regulatory and financial requirements around taking out your plan.

Open were established in 2003 and have a very experienced team who will look after the financial aspects of the plan whilst keeping us on hand to ensure your personal preferences can be met and that we maintain our relationships with the families we serve.


You can jump straight to the Rich-Gray Funerals page on Open Prepaid Funerals website to see the standard plans and prices, Simply click on the button below and this will take you to our landing page.


When it comes to planning a funeral, it can be a sensitive topic to navigate – especially if you are a loved one planning a service or ceremony for the deceased. That’s why it may be beneficial to consider the option of a prepaid funeral plan – as you can alleviate the emotional and financial burdens from your family and loved ones by planning and paying for your own funeral ahead of time.

We believe it’s all about the personal touch – which is why here at Rich-Gray Funerals, we have chosen to be an Introducer Authorised Representative (IAR) of Open Prepaid Funerals who can provide you with a suitable prepaid funeral plan for your needs. This relationship allows  Rich-Gray Funerals to provide Open with our expertise and guidance on how the funeral is conducted whilst they set up a plan which can be tailormade to your needs and preferences.


Open Prepaid Funerals was formed in 2003, and provides a secure and transparent method of planning your funeral ahead of time. With a range of prepaid funeral plans to choose from, you can choose almost anything from a Simple Plan to something very detailed and unique or something as basic and low key as an Unattended Cremation plan to cater for your own preferences entirely.

The cost of your prepaid funeral plan depends entirely on the funeral plan you choose, your personal preference and the level of service that you require. The final cost of your funeral could include cemetery or crematorium fees, funeral notices, limousines, flowers, orders of service and many more elements to ensure your funeral is as personal as possible should you wish. The expert team of Open Advisers will talk you through this on the telephone, online using Teams or Zoom, by email or if appropriate face to face.

The Open Prepaid Funerals Trust deed has been created in such a way that its purpose is to offer greater protection to you the plan holder and your family or representatives. We here at Rich-Gray Funerals will have the responsibility for the provision of your funeral on behalf of you through Open Prepaid Funerals.


By choosing a prepaid funeral plan, this is a simple and practical way to let your loved ones know that everything is taken care of. Some of the main benefits include:


• Removes financial burden – as the funeral plan will be paid up front or in monthly instalments, this can reduce the financial burden on loved ones when the time comes.


• Alleviates emotional stress - planning your funeral beforehand alleviates the added stress, but also provides a caring solution to reduce emotional stress on your loved ones.


• Fixed price – although funeral plan prices may fluctuate due to inflation, by choosing an Open Prepaid Funeral plan, the price of the funeral directors professional services is fixed at the time the plan has been bought – meaning that your plan is safe for years to come.


• Contribution to Core Disbursements – your contribution to disbursements is not currently guaranteed to there is a possibility that at the time of need, in relation to disbursements only, your family may have to contribute to the cost of these if the plan value is lower than the at need cost at the time.


• Individual personalisation – by choosing a prepaid funeral plan, you can decide on the theme of your own funeral yourself, and ensure that everything is to your taste and personal preference ahead of the time.


By choosing a local independent funeral director with Open Prepaid Funerals, you can receive a high-quality experience along with the expertise required – allowing you to be safe in the knowledge your funeral is taken care of when the time comes. Simply get in touch with us and we will arrange an appointment with an Open adviser or you can contact Open directly on 0330 660 0072 to get the process started.


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